📂 Stages 8–10: Financial Goals as a Strategic Guide
You don’t just know your financial goals — you live them. Your life and cash flow are aligned with your values and future vision. You have specific savings targets, an investment strategy, and a long-term plan — for example, financial freedom by a certain age, estate planning, or the socially responsible transfer of wealth.
Your goals are broken down into actionable steps, deadlines, and potential risks. You know what to do in case of the unexpected and how to act under different income levels. Even more — you can help others define and achieve their goals because you’ve walked the path yourself.
For you, goal setting is a habit and a tool, not just a wish list. You regularly assess your progress, analyze the data, and adapt your strategy — like an entrepreneur with a clear business plan.
Your life is not just about earning money, but about a meaningful journey toward what truly matters to you. At this stage, you feel not only financially free but also focused and fulfilled.